$UNDERWATER
Foreclosure warnings in Maryland
8,7382.4% upon the month before
notices in Oct 2026Up 171% from 3,227 in Oct 2021
Normal. 8,738 notices in Oct 2026, up 2.4% on the month before.
From Oct 2024 to Oct 2026.
How it is counted
Normal7,305 to 8,348
Highest8,866Jan 2026
Unusual months0
- Counts
- Notices of Intent to Foreclose sent to Maryland homeowners in a month, all counties and Baltimore City added together, as lenders report them to the state's Office of Financial Regulation. A notice of intent is the letter a homeowner gets at least 45 days before a lender can file to foreclose. Counted from July 2021, the first month of the state's file. The file starts low, 818 in July 2021, and rises after the federal pause on foreclosures of federally backed mortgages ended on July 31 2021 (3,227 in October).
- Why it is here
- Before a Maryland home can be foreclosed, the owner gets a warning letter. About eight thousand go out every month.
- Cadence
- Monthly. The state adds each month a few weeks after it ends. Newest complete month Oct 2026. Read Nov 13, 05:40 UTC.
- Baseline
- The prior 24 months, 12 needed.
Quote this number
Lenders sent 8,738 notices of intent to foreclose to Maryland homeowners in Oct 2026, according to state figures kept by Tickerz.
Asked often
- How many Maryland homeowners get foreclosure notices each month?
- Lenders sent 8,738 notices of intent to foreclose to Maryland homeowners in Oct 2026, as the state's Office of Financial Regulation reports them.
- Where does the $UNDERWATER number come from?
- Tickerz reads it from Maryland Open Data, Maryland Foreclosure Notice Data by County (Office of Financial Regulation), Notices of Intent to Foreclose. Monthly. The state adds each month a few weeks after it ends. Each number is kept as it was first published, with a timestamped proof, and any later revision is shown beside it.
- Can I download the $UNDERWATER data?
- Yes, free and with no key: the full history as JSON at https://tickerz.com/api/indices/underwater and every period as CSV at https://tickerz.com/api/indices/underwater/history.csv.
List it
No listing kit for $UNDERWATER yet. A kit sets its strikes from 14 published numbers. This index publishes one a month and has none yet.
Resolution
- Index
- $UNDERWATER Foreclosure warnings in Maryland. Rulebook v0.2, 2026-10-04.
- Prints
- Monthly. The state adds each month a few weeks after it ends. The newest complete month is on the record after the daily proof at 12:40 UTC.
- As first published
Oct 2026 is not timestamped yet. The daily proof at 12:40 UTC adds it.
The number as first published is final for settlement. A revision by the source is shown beside it and never replaces it.
- Fallback
- A month prints when the state posts it. Until then it stays open. A month the state never posts is void.
- Precision
- Whole notices: every county column of the month's Notice of Intent row, added.
- Cost to move
- Not practical. A notice is a lender's legal filing.
- Grade
- display. Lenders' own filings with a state regulator, compiled by the state. The file states no licence. Shown, not settled on.
- For a rulebook
- Settle on the number Tickerz first recorded for $UNDERWATER for the month named in the contract, published at tickerz.com/x/underwater and in GET /api/indices/underwater, timestamped daily in Bitcoin with OpenTimestamps.
As first published
None on file yet.
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<iframe src="https://tickerz.com/embed/underwater" title="$UNDERWATER on Tickerz" width="480" height="200" style="border:0;max-width:100%" loading="lazy" allow="clipboard-write"></iframe>Proof and data
- Proof
- Every reading is timestamped in Bitcoin once a day, so nobody can change it later. The newest proof covers Nov 12, in Bitcoin block 975,557.Proof fileLive feedHow it works
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