{"ticker":"BROKE","name":"Debt collector complaints","family":"hard-times","counts":"Complaints about debt collection that people file with the Consumer Financial Protection Bureau, per week. Counted by Tickerz from the Bureau's public complaint database by the day each complaint was received. The week runs Sunday to Saturday. A complaint is published once the company answers or after 15 days, so a week prints three weeks after it ends and can still rise.","unit":"complaints","cadence":"Weekly, three weeks late. The database updates daily.","step":7,"period":"week","baseline":"weekly","source":{"name":"Consumer Financial Protection Bureau, Consumer Complaint Database, product Debt collection","url":"https://www.consumerfinance.gov/data-research/consumer-complaints/","terms":"Public domain (CC0), as the database's own API states.","terms_url":null,"attribution":null},"latest":{"period":"2026-10-17","value":5302,"provisional":false,"change_pct":5.3,"change_vs":"2026-10-10","score":0,"z":0},"latest_complete":{"period":"2026-10-17","value":5302,"score":0,"z":0,"band":"Quiet"},"baseline_days":{"have":18,"need":14},"revised_days":0,"predict":{"on":false,"why":"A week keeps filling in after it prints, so there is no clean number to call yet."},"settlement":{"grade":"display","why":"Counted in full from a public domain database, but a week keeps rising as late complaints are published, and anyone can file a complaint. Shown, not settled on.","manipulation":"Cheap in small numbers: a complaint is a web form. Moving a week by much means filing them by the hundred, under a name, with a federal agency.","fallback":"A week prints three weeks after it ends. If the database says its data is stale, the week stays open. A week that cannot be read is void.","precision":"Whole complaints received Sunday to Saturday, product Debt collection, as the database counts them on the day it is read.","version":"Rulebook v0.2, 2026-10-04","see_only":false},"linked":["ECPG","PRAA"],"url":"https://tickerz.com/x/broke","first_print":{"period":"2026-10-17","value":null,"sealed_day":null,"digest_sha256":null,"bitcoin_height":null,"proof_url":null,"note":"Not on-chain yet. The newest complete period goes on-chain with the daily proof at 12:40 UTC."},"days":[{"period":"2026-06-13","value":6543,"provisional":false,"change_pct":null,"band":null,"z":null,"settlement_value":null},{"period":"2026-06-20","value":6383,"provisional":false,"change_pct":-2.4,"band":null,"z":null,"settlement_value":null},{"period":"2026-06-27","value":6294,"provisional":false,"change_pct":-1.4,"band":null,"z":null,"settlement_value":null},{"period":"2026-07-04","value":5941,"provisional":false,"change_pct":-5.6,"band":null,"z":null,"settlement_value":null},{"period":"2026-07-11","value":5508,"provisional":false,"change_pct":-7.3,"band":null,"z":null,"settlement_value":null},{"period":"2026-07-18","value":5714,"provisional":false,"change_pct":3.7,"band":null,"z":null,"settlement_value":null},{"period":"2026-07-25","value":5576,"provisional":false,"change_pct":-2.4,"band":null,"z":null,"settlement_value":null},{"period":"2026-08-01","value":5255,"provisional":false,"change_pct":-5.8,"band":null,"z":null,"settlement_value":null},{"period":"2026-08-08","value":4935,"provisional":false,"change_pct":-6.1,"band":null,"z":null,"settlement_value":null},{"period":"2026-08-15","value":5339,"provisional":false,"change_pct":8.2,"band":null,"z":null,"settlement_value":null},{"period":"2026-08-22","value":4852,"provisional":false,"change_pct":-9.1,"band":null,"z":null,"settlement_value":null},{"period":"2026-08-29","value":5179,"provisional":false,"change_pct":6.7,"band":null,"z":null,"settlement_value":null},{"period":"2026-09-05","value":4941,"provisional":false,"change_pct":-4.6,"band":null,"z":null,"settlement_value":null},{"period":"2026-09-12","value":4618,"provisional":false,"change_pct":-6.5,"band":null,"z":null,"settlement_value":null},{"period":"2026-09-19","value":4990,"provisional":false,"change_pct":8.1,"band":"Quiet","z":-0.6,"settlement_value":null},{"period":"2026-09-26","value":4949,"provisional":false,"change_pct":-0.8,"band":"Quiet","z":-0.7,"settlement_value":null},{"period":"2026-10-03","value":5319,"provisional":false,"change_pct":7.5,"band":"Quiet","z":0,"settlement_value":null},{"period":"2026-10-10","value":5035,"provisional":false,"change_pct":-5.3,"band":"Quiet","z":-0.5,"settlement_value":null},{"period":"2026-10-17","value":5302,"provisional":false,"change_pct":5.3,"band":"Quiet","z":0,"settlement_value":null}],"round":null,"upcoming":null,"past_rounds":[],"resolved_rounds":[],"points":{"right":10,"wrong":0,"money":false},"seal":{"day":"2026-11-12","digest_sha256":"6d5210d388bc11cf2fcdcc86fb2fa01dc92efe78e45aa60675747ba4cdaa8322","stamped_at":"2026-11-12T12:40:33.705+00:00","bitcoin_height":975557},"forecast":{"period":"2026-10-24","p10":4636.9450566406995,"p50":5156.1318243604055,"p90":5733.450594181192,"model":"ensemble","generated_at":"2026-11-12T21:55:03Z","backtest":{"periods":3,"coverage_80":1,"skill_vs_last_number":0.109},"live":{"scored":0,"inside_80":0},"display_only":true,"record_url":"https://github.com/tickerzhq/tickerz-open/tree/main/forecasts"}}